- Federal supplemental exemptions can be used in addition to the South Dakota exemptions listed here.
Homestead Exemption
- Real property or mobile home to unlimited value not to exceed 1 acre in town or 160 acres elsewhere. Sales proceeds to $30,000 (or unlimited for those over 70 years of age or an unmarried widow or widower).
- Spouse or child of deceased owner may claim homestead exemption.
Insurance Exemption
- Annuity, life insurance policy, or proceeds to $20,000
- Annuity contract benefits to $250 a month
- Fraternal benefit society benefits
- Health benefits to $20,000
- Life insurance proceeds if clause prohibits use to pay creditors
- Life insurance to $10,000 for surviving spouse or child
Pensions for public and city employees. Public Assistance. Unemployment compensation. Worker’s compensation.
Personal Property
- Bibles, books to $200, pictures, burial plots, church pew.
- Clothing
- Food and fuel for one year
- Each non-head of household may claim $2,000 in personal property
- Each head of household may claim up to $4,000 in personal property or:
- Books & musical instrument to $200
- 2 cows, 5 pigs, 25 sheep w/ lambs, & food for all for 1 year
- farming machinery, tack, harrow
- furniture & bedding to $200
- library & tools to $300
- tools of mechanic & stock in trade to $200
- 2 yoke oxen or span or horses or mules
