- Federal Supplemental Exemptions may be used in conjunction with your South Carolina state exemptions.
Homestead Exemption
- Real property up to $5,000. Married couples filing may double.
Insurance Exemption
- Life insurance proceeds if clause prohibits use to pay off creditors
- Fraternal benefit society benefits
- Proceeds of group life insurance
- Unmatured life insurance contract
- Accident or illness benefits or proceeds.
Pensions for public employees, public employees, firefighters and police, judges, solicitors, general assembly members, & ERISA. Aid for the blind, aged or disabled and AFDC. Veterans’ disability or survivors’ benefits. Unemployment compensation. Worker’s compensation.
Personal Property
- Animals, crops, household furnishings, books, clothing and personal items up to a total of $2,500
- Burial plot up to $5,000 in lieu of homestead exemption
- Jewelry to $500
- Tools of trade to $750
- Cash and liquid assets up to $1,000 in lieu of homestead exemption
