Homestead Exemption
- No homestead exemption
, except in the case of property held as tenancy by one spouse may be exempt against debts owed by only one spouse.
Insurance Exemption
- Group life insurance policies or proceeds
- Annuity contract proceeds to $350 per month
- Fraternal benefit society benefits
- Life insurance policy proceeds if clause prohibits use for payment of creditors
Pensions for Law Enforcement Officers, Volunteer Firefighters, Kent County Employees and State Employees are Exempt.
Personal Property
- Books
- Clothing
- Any tools of trade (uniforms, tools for occupation, etc.)
- $8,000 in personal property per adult individual filing
- Family pictures
- Burial plots
- One automobile for personal use, not to exceed a value of $2,400
